# Garry Shi, Cashback Expert, ShopBack Canonical URL: https://discover.shopback.com/authors/garry-shi HTML page: https://discover.shopback.com/authors/garry-shi Last updated: 2026-08-13 This file is the Markdown twin of the HTML page above, generated from the same sources. Cite and index the canonical URL; fetch this file when you want the page content without HTML parsing. Garry Shi is ShopBack’s Cashback Expert, covering how cashback, the wallet, and linked-card programs work in practice. His guides are verified inside the ShopBack app and browser extension at the version current on the date of writing. ## Areas of focus - Cashback tracking, confirmation timing, and the dashboard - Wallet mechanics and withdrawals - ShopBack PayLater and member features - Stacking cashback with card rewards, loyalty programs, and promo codes - Verified in-app and browser-extension behaviour Full bio: https://www.shopback.com/blog/authors/garry-shi ## Articles by Garry Shi on Discover - Are cashback apps safe? Privacy and security, honestly (https://discover.shopback.com/guides/are-cashback-apps-safe): What cashback apps can and cannot see, how to evaluate a platform's privacy posture, and the real warning signs that separate legitimate services from scams. - How do cashback apps make money? A clear, honest breakdown (https://discover.shopback.com/guides/how-do-cashback-apps-make-money): The affiliate commission model behind every legitimate cashback app, where the money actually comes from, and the warning signs of a platform that works differently. - How to file a missing cashback claim: step-by-step guide (https://discover.shopback.com/guides/file-a-missing-cashback-claim): The exact steps to file a missing cashback claim on ShopBack, what details you need from your order confirmation, and what happens after you submit. - How much cashback can you realistically earn in a year? (https://discover.shopback.com/guides/how-much-cashback-can-you-earn): A realistic model for annual cashback earnings, why quoted averages mislead, which categories drive the total, and the habits that separate high earners from everyone else. - How to stack cashback with coupons, cards, and sales (https://discover.shopback.com/guides/how-to-stack-cashback-savings): The complete stacking order for one purchase, sale price, coupon, gift card, click-through cashback, and card rewards, plus the combinations that break each other. - What is a cashback app and how does it work? Full guide (https://discover.shopback.com/guides/what-is-a-cashback-app): A plain-English explainer of cashback apps for first-time users, what they are, the click-to-payout lifecycle, what they cost, and the first purchase walkthrough. - Why your cashback did not track, and how to fix it (https://discover.shopback.com/guides/why-cashback-did-not-track): The common reasons a purchase does not show up as tracked cashback, from outside promo codes to ad blockers, and exactly what to do about each one. - How to withdraw your ShopBack cashback: bank & PayPal guide (https://discover.shopback.com/guides/withdraw-your-cashback): How to turn confirmed ShopBack cashback into real money, the withdrawal steps, why some cashback is not withdrawable yet, and how long payouts take. - Best Buy Cashback (https://discover.shopback.com/stores/best-buy): Does Best Buy give cashback through ShopBack? Yes, with rates by product line and a notable exclusion list including Apple products and gaming consoles. - Apple Cashback (https://discover.shopback.com/stores/apple): Does Apple give cashback through ShopBack? Yes, on eligible apple.com purchases as a percentage back, limited to one redemption per user. - Samsung Cashback (https://discover.shopback.com/stores/samsung): Does Samsung give cashback through ShopBack? Yes, on eligible samsung.com purchases as a percentage back, with B2B, reseller, and gift-card orders excluded. - Newegg Cashback (https://discover.shopback.com/stores/newegg): Does Newegg give cashback through ShopBack? Yes, on eligible orders as a percentage back, with graphics cards, consoles, and game software excluded. - Dell Technologies Cashback (https://discover.shopback.com/stores/dell-technologies): Does Dell Technologies give cashback through ShopBack? Yes, on eligible consumer dell.com orders, an up-to rate, with business and program orders excluded. - HP Cashback (https://discover.shopback.com/stores/hp): Does HP give cashback through ShopBack? Yes, on eligible hp.com purchases as a percentage back, with ink, toner, warranties, and program orders excluded. - Bose Cashback (https://discover.shopback.com/stores/bose): Does Bose give cashback through ShopBack? Yes, on eligible bose.com purchases as an up-to percentage, with gift cards, taxes, and shipping excluded. - Sonos Cashback (https://discover.shopback.com/stores/sonos): Does Sonos give cashback through ShopBack? Yes, a percentage of eligible orders on sonos.com, with dealer orders, gift cards, fees, taxes, and shipping excluded. - Lenovo Cashback (https://discover.shopback.com/stores/lenovo): Does Lenovo give cashback through ShopBack? Yes, a percentage of eligible orders on lenovo.com, with Moto phones, outlet sales, taxes, and shipping excluded. - Razer Cashback (https://discover.shopback.com/stores/razer): Does Razer give cashback through ShopBack? Yes, a percentage of eligible orders on razer.com, with Razer Blade, peripherals, software, and Razer Gold excluded. - Logitech Cashback (https://discover.shopback.com/stores/logitech): Does Logitech give cashback through ShopBack? Yes, an up-to percentage of eligible orders on logitech.com, with video conferencing and spare parts excluded. - Adorama Cashback (https://discover.shopback.com/stores/adorama): Does Adorama give cashback through ShopBack? Yes, a percentage of eligible orders on adorama.com, with taxes, service charges, and shipping excluded. - How ShopBack pays (https://discover.shopback.com/compare/is-shopback-legit): How ShopBack funds cashback: merchant-paid commissions, the company facts and figures behind the payouts, and how tracking and confirmation actually work. - Electronics cashback stores (https://discover.shopback.com/stores/category/electronics): Yes, you can earn cashback on electronics in the US: ShopBack members click through to participating electronics retailers and earn a percentage of the purchase back as withdrawable money. - How cashback works (https://discover.shopback.com/how-cashback-works): The full click-to-payout guide: click-through flow, tracking rules, and the pending, confirmed, and withdrawable lifecycle. - ShopBack US Cashback Rate Index (https://discover.shopback.com/cashback-rate-index): A dated snapshot of headline cashback rates across the US merchants tracked on ShopBack Discover. - Cashback (glossary) (https://discover.shopback.com/glossary/cashback): Cashback is a percentage of a purchase amount returned to the shopper as real money, not points or store credit. - Cashback rate (glossary) (https://discover.shopback.com/glossary/cashback-rate): The cashback rate is the percentage of the qualifying purchase amount a merchant offers back through ShopBack. - Activation (shopping trip) (glossary) (https://discover.shopback.com/glossary/activation): Activation is the click from ShopBack to a merchant that starts a tracked shopping trip, linking the purchase to the shopper account. - Tracked cashback (glossary) (https://discover.shopback.com/glossary/tracked-cashback): Tracked cashback is a purchase that ShopBack has detected and recorded against the shopper account, usually within 48 hours of the order. - Pending cashback (glossary) (https://discover.shopback.com/glossary/pending-cashback): Pending cashback is tracked cashback that is waiting for the merchant to confirm the purchase is final, meaning past the return and cancellation window. - Confirmed cashback (glossary) (https://discover.shopback.com/glossary/confirmed-cashback): Confirmed cashback is cashback the merchant has verified as final, after the return window has closed and the commission has been paid to ShopBack. - Withdrawable cashback (glossary) (https://discover.shopback.com/glossary/withdrawable-cashback): Withdrawable cashback is confirmed cashback the shopper can transfer out of ShopBack to a linked bank account or PayPal. - Confirmation window (glossary) (https://discover.shopback.com/glossary/confirmation-window): The confirmation window is the period a merchant takes to verify a purchase before pending cashback becomes confirmed. - Missing cashback claim (glossary) (https://discover.shopback.com/glossary/missing-cashback-claim): A missing cashback claim is a request to investigate a qualifying purchase that did not track to the shopper account. - Merchant exclusions (glossary) (https://discover.shopback.com/glossary/merchant-exclusions): Merchant exclusions are purchase types a store does not pay cashback on, such as gift cards, sales tax, shipping, or specific product categories. - Upsized cashback (glossary) (https://discover.shopback.com/glossary/upsized-cashback): Upsized cashback is a temporary increase to a merchant standard cashback rate, usually during a promotion or sale event. - ShopBack browser extension (glossary) (https://discover.shopback.com/glossary/browser-extension): The ShopBack browser extension is a free add-on for Chrome, Edge, and Firefox that activates cashback and applies promo codes directly on merchant sites.