# Ziling Liu, Personal Finance Editor, ShopBack

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Last updated: 2026-08-13
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Ziling Liu is ShopBack’s Personal Finance Editor, covering US credit card comparisons, high-yield savings, back-to-school playbooks, and tax-refund strategy for everyday shoppers. Rewards math is shown transparently, with every rate and issuer term cited from the issuer’s own published terms.

## Areas of focus

- US credit card comparisons by use-case
- Retail chain comparisons (Costco vs Sam’s Club, Walmart vs Target)
- Sale-event playbooks and back-to-school timing
- High-yield savings and short-term cash strategy
- Cashback stacking with store loyalty programs

Full bio: https://www.shopback.com/blog/authors/ziling-liu

## Articles by Ziling Liu on Discover

- Best ways to earn cashback on groceries (2026) (https://discover.shopback.com/guides/best-cashback-for-groceries): How grocery cashback actually works in the US, receipt apps, item offers, click-through delivery orders, and card rewards, and how to stack them without wasted effort.
- Walmart Cashback (https://discover.shopback.com/stores/walmart): Does Walmart give cashback through ShopBack? Yes: flat-dollar cashback rewards on qualifying activity such as Walmart+ subscriptions and first orders.
- Target Cashback (https://discover.shopback.com/stores/target): Does Target give cashback through ShopBack? Yes, on eligible categories such as clothing, beauty, and home, with several categories like groceries excluded.
- eBay Cashback (https://discover.shopback.com/stores/ebay): Does eBay give cashback through ShopBack? Yes: percentage rates that vary by category, capped per item, with boosted rates during promotions.
- Temu Cashback (https://discover.shopback.com/stores/temu): Does Temu give cashback through ShopBack? Yes, with a high new-customer rate and a lower rate for other valid orders, both capped per transaction.
- DoorDash Cashback (https://discover.shopback.com/stores/doordash): Does DoorDash give cashback through ShopBack? Yes: flat-dollar rewards, higher for new DoorDash customers, with DashPass free trials excluded.
- Uber Eats Cashback (https://discover.shopback.com/stores/uber-eats): Does Uber Eats give cashback through ShopBack? Yes: flat-dollar rewards, higher for new Uber Eats customers, with a 2-hour ordering window.
- Home Depot Cashback (https://discover.shopback.com/stores/home-depot): Does Home Depot give cashback through ShopBack? Yes, with percentage rates that vary across dozens of departments like rugs, housewares, and luggage.
- Chewy Cashback (https://discover.shopback.com/stores/chewy): Does Chewy give cashback through ShopBack? Yes: a higher rate for new Chewy customers and a solid rate for existing customers; pharmacy orders excluded.
- Lowe's Cashback (https://discover.shopback.com/stores/lowes): Does Lowe's give cashback through ShopBack? Yes: a flat percentage back on qualifying lowes.com orders, with lumber and gift cards excluded.
- Grubhub Cashback (https://discover.shopback.com/stores/grubhub): Does Grubhub give cashback through ShopBack? Yes: an up-to percentage on eligible orders, with gift cards, fees, taxes, and delivery excluded.
- HelloFresh Cashback (https://discover.shopback.com/stores/hellofresh): Does HelloFresh give cashback through ShopBack? Yes: a flat-dollar reward for a new member's first box, confirmed after delivery, once per member.
- iHerb Cashback (https://discover.shopback.com/stores/iherb): Does iHerb give cashback through ShopBack? Yes: a percentage of eligible orders shipped to the US, with taxes, shipping, and unfeatured promo codes excluded.
- CVS Cashback (https://discover.shopback.com/stores/cvs): Does CVS give cashback through ShopBack? Yes: an up-to percentage on eligible orders, with gift cards, reselling orders, and fees excluded.
- Walgreens Cashback (https://discover.shopback.com/stores/walgreens): Does Walgreens give cashback through ShopBack? Yes: a percentage of eligible orders, with pharmacy, prescriptions, and gift cards excluded.
- Marketplaces cashback stores (https://discover.shopback.com/stores/category/marketplaces): The best cashback marketplaces in the US are the everyday giants: ShopBack members earn cashback at major online marketplaces and superstores by clicking through from ShopBack first.
- Food Delivery cashback stores (https://discover.shopback.com/stores/category/food-delivery): Yes, food delivery orders can earn cashback in the US: ShopBack members click through to participating delivery services before ordering and earn money back on eligible orders.
- Home Improvement cashback stores (https://discover.shopback.com/stores/category/home-improvement): Yes, home improvement purchases can earn cashback in the US: ShopBack members start at ShopBack, click through to the retailer, and earn a percentage of eligible orders back as real money.
- Pet Supplies cashback stores (https://discover.shopback.com/stores/category/pet-supplies): Yes, pet supplies earn cashback in the US: ShopBack members click through to participating pet retailers from ShopBack and earn money back on food, litter, and gear, including many autoship orders.
- Health & Pharmacy cashback stores (https://discover.shopback.com/stores/category/health-pharmacy): Yes, pharmacy and wellness shopping earns cashback in the US: ShopBack members click through to participating drugstores and supplement retailers from ShopBack and earn money back on eligible online orders.
