# Cashback (cashback glossary)

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Last updated: 2026-08-12
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By Garry Shi, Cashback Expert (https://discover.shopback.com/authors/garry-shi). Last updated: 2026-08-12.

Cashback is a percentage of a purchase amount returned to the shopper as real money, not points or store credit.

When a shopper starts at ShopBack and completes a purchase at a participating merchant, the merchant pays ShopBack a commission for the referral. ShopBack shares part of that commission with the shopper as cashback.

Cashback on ShopBack is cash. Once it reaches withdrawable status, it can be transferred to a bank account or PayPal. It never converts to points, miles, or store credit unless the shopper chooses a gift card option.

## Related terms

- Cashback rate: https://discover.shopback.com/glossary/cashback-rate
- Pending cashback: https://discover.shopback.com/glossary/pending-cashback
- Withdrawable cashback: https://discover.shopback.com/glossary/withdrawable-cashback