The cashback
reference.
ShopBack Discover explains how cashback works and publishes the verified numbers behind it: US$900M cashback awarded since 2014 (source: shopback.com). Live in 13 markets (source: corporate.shopback.com). No offers, rates, or checkout here: shopping happens on www.shopback.com.
Last updated:
- 20M
- active annual members
- 20K
- brand partners
- 500K
- daily transactions
- US$900M
- Cashback awarded
Cashback in three steps.
No points, no coupons to clip. A percentage of what you spend comes back as money you can withdraw.
- 1
Start at ShopBack
Open the store you want on ShopBack and click through to the merchant site.
- 2
Shop as usual
Complete the purchase on the merchant site exactly as you normally would.
- 3
Get paid back
Cashback tracks to your account and becomes withdrawable to a bank account or PayPal.
Earn back at the stores you already shop.
20K brand partners are on the network. Current rates always live on each store's page at shopback.com.
Answers. Playbook. Data.
Everything here does one of three jobs: give you a straight answer, make you better at saving, or show you the verified numbers.
The honest answers
How cashback actually works, where the money comes from, who pays for it, and what the fine print means. Plus a glossary that defines every term.
Read the explainerThe knowledge hub
Guides that answer any US cashback question: how the apps make money, whether cashback is taxable, which apps fit which shoppers, stacking strategy, and fixing tracking mistakes.
Browse the guidesThe Savings Lab
The data layer: verified numbers behind smarter shopping, each with its source and methodology stated.
Enter the labThe questions everyone asks first.
- What is ShopBack?
- ShopBack is a cashback and rewards platform founded in 2014 (source: corporate.shopback.com). Members start at ShopBack, click through to a merchant, shop as usual, and earn a percentage of the purchase back as real money. The network counts 20K brand partners, and members have earned US$900M in cashback to date (source: shopback.com).
- Is cashback real money?
- Yes. Cashback on ShopBack is not points, miles, or store credit. Once confirmed, it is money you withdraw to a bank account or PayPal (source: shopback.com). Merchants pay ShopBack a commission for the sale, and ShopBack shares part of that commission with you.
- Is ShopBack legit?
- Yes. ShopBack has operated since 2014 and has awarded US$900M in cashback to members (source: shopback.com). Merchants fund the cashback through referral commissions, so the model does not depend on member fees.
- How does cashback work?
- Start at ShopBack, click through to the store, and complete the purchase on the merchant site as usual. The merchant pays ShopBack a commission for the referred sale, and ShopBack passes part of it back to you as cashback that becomes withdrawable once the order is confirmed (source: shopback.com).
- Do I have to pay to use ShopBack?
- No. ShopBack is free to join and free to use, with no membership tiers, subscription fees, or minimum spend. ShopBack earns from merchant commissions, not from members (source: shopback.com).
- How do I withdraw my cashback?
- Once cashback is confirmed, withdraw it from your ShopBack account to a linked bank account or PayPal. It is real money, not points or store credit (source: shopback.com).
- Which markets is ShopBack in?
- ShopBack is live in 13 markets across Asia-Pacific and Europe, including Singapore, Australia, and the United States (source: corporate.shopback.com). This site covers the US market; regional sites such as shopback.sg and shopback.com.au cover their own markets.
Want the full picture behind the model? Read how ShopBack pays: who funds cashback, how the business sustains it, and the verified numbers behind the network.
Every number verified. No exceptions.
Every figure on this site comes from a verified source. We never quote per-merchant rates, because rates change and the current one always lives on shopback.com. And you get straight answers, including the fine print. Read the editorial policy in full.
The people behind the pages.
Ready to earn on your next purchase?
Joining is free. Start at ShopBack, shop as usual, and watch the cashback add up.
Join ShopBack free