Author Portrait of Ziling Liu

Ziling Liu

Personal Finance Editor, ShopBack

Ziling Liu is ShopBack’s Personal Finance Editor, covering US credit card comparisons, high-yield savings, back-to-school playbooks, and tax-refund strategy for everyday shoppers. Rewards math is shown transparently, with every rate and issuer term cited from the issuer’s own published terms.

Areas of focus

  • US credit card comparisons by use-case
  • Retail chain comparisons (Costco vs Sam’s Club, Walmart vs Target)
  • Sale-event playbooks and back-to-school timing
  • High-yield savings and short-term cash strategy
  • Cashback stacking with store loyalty programs

Read the full bio on ShopBack

Articles by Ziling Liu on Discover

  • Best ways to earn cashback on groceries (2026): How grocery cashback actually works in the US, receipt apps, item offers, click-through delivery orders, and card rewards, and how to stack them without wasted effort.
  • Walmart Cashback: Does Walmart give cashback through ShopBack? Yes: flat-dollar cashback rewards on qualifying activity such as Walmart+ subscriptions and first orders.
  • Target Cashback: Does Target give cashback through ShopBack? Yes, on eligible categories such as clothing, beauty, and home, with several categories like groceries excluded.
  • eBay Cashback: Does eBay give cashback through ShopBack? Yes: percentage rates that vary by category, capped per item, with boosted rates during promotions.
  • Temu Cashback: Does Temu give cashback through ShopBack? Yes, with a high new-customer rate and a lower rate for other valid orders, both capped per transaction.
  • DoorDash Cashback: Does DoorDash give cashback through ShopBack? Yes: flat-dollar rewards, higher for new DoorDash customers, with DashPass free trials excluded.
  • Uber Eats Cashback: Does Uber Eats give cashback through ShopBack? Yes: flat-dollar rewards, higher for new Uber Eats customers, with a 2-hour ordering window.
  • Home Depot Cashback: Does Home Depot give cashback through ShopBack? Yes, with percentage rates that vary across dozens of departments like rugs, housewares, and luggage.
  • Chewy Cashback: Does Chewy give cashback through ShopBack? Yes: a higher rate for new Chewy customers and a solid rate for existing customers; pharmacy orders excluded.
  • Lowe's Cashback: Does Lowe's give cashback through ShopBack? Yes: a flat percentage back on qualifying lowes.com orders, with lumber and gift cards excluded.
  • Grubhub Cashback: Does Grubhub give cashback through ShopBack? Yes: an up-to percentage on eligible orders, with gift cards, fees, taxes, and delivery excluded.
  • HelloFresh Cashback: Does HelloFresh give cashback through ShopBack? Yes: a flat-dollar reward for a new member's first box, confirmed after delivery, once per member.
  • iHerb Cashback: Does iHerb give cashback through ShopBack? Yes: a percentage of eligible orders shipped to the US, with taxes, shipping, and unfeatured promo codes excluded.
  • CVS Cashback: Does CVS give cashback through ShopBack? Yes: an up-to percentage on eligible orders, with gift cards, reselling orders, and fees excluded.
  • Walgreens Cashback: Does Walgreens give cashback through ShopBack? Yes: a percentage of eligible orders, with pharmacy, prescriptions, and gift cards excluded.
  • Marketplaces cashback stores: The best cashback marketplaces in the US are the everyday giants: ShopBack members earn cashback at major online marketplaces and superstores by clicking through from ShopBack first.
  • Food Delivery cashback stores: Yes, food delivery orders can earn cashback in the US: ShopBack members click through to participating delivery services before ordering and earn money back on eligible orders.
  • Home Improvement cashback stores: Yes, home improvement purchases can earn cashback in the US: ShopBack members start at ShopBack, click through to the retailer, and earn a percentage of eligible orders back as real money.
  • Pet Supplies cashback stores: Yes, pet supplies earn cashback in the US: ShopBack members click through to participating pet retailers from ShopBack and earn money back on food, litter, and gear, including many autoship orders.
  • Health & Pharmacy cashback stores: Yes, pharmacy and wellness shopping earns cashback in the US: ShopBack members click through to participating drugstores and supplement retailers from ShopBack and earn money back on eligible online orders.
Shop now